Thursday, June 12, 2008

Investment o Financial Planning


Shodoshyader Proshner Uttor diyechhen Sm. Moumita Roy.

Moumitar personal blog-r link-o niche deoa holo: http://investmentfocus.blogspot.com/

MONEY BACK POLICY:

Money Back: Eta tomar opor depend korche tumi koto taka invest korbe ... joto beshi premium debe tomar sum assured toto beshi hobe , ebar money back e tomar dhoro policy term 15 years, tomake 5th , 10th , 15th year e sum assured er ekta % amount ferot pabe. To tomar net return 10% [approximately] er moton hobe ei return ta tumi bonus hishebe pete thakbe. jehetu ei money back gulo conventional policy, mane khub secured bonds o fixed deposits e tomar taka invest kora hoi, kono equity related investments kora hoi na conventional policy r khetre.

Tobe tomar sum assured koto hobe, sheta tomar premium,tomar age,gender,term of policy ebong ki ki rider [optional but recommended] niccho tar opor depend korbe. ei sum assured ta software use kore ber korte hoe.

ar ekta jinish ... dhoro ei policy term er moddhe tomar jodi kichu hoi ... jemon disability,critical illness ba death ,tumi in addition to the % of sum assured received,tumi tomar disability ba critical illness er je rider niyechile tar taka gulo o pabe ar on death tumi 100% sum assured pabe, in addition to whatever u have received on 5th , 10th year ei gulo illustrations na dekhle bojha mushkil.

Investing in Gold through Mutual Funds: tomra ki jano ... ekhone tomra direct shona na kine ... equivalent amount of gold units mutual funds er through diye kinte paro .... shonar jemon daam barbe temni ei funds gulor o daam bare .... eke bole gold exchange traded funds. onek shona kinle sheta shamle rakhar ekta chinta thake .... goina hishebe kinle mojuri dite hoi ... kintu ei gold etf e khali fund er statement ta shamle rakhte hoe.

AIG World Gold Fund: ei fund er investment idea holo,gold is a precious metal,tai je shob company ra gold er mining kore ... ba gold er marketing o manufacturing kore ... ei shob company r growth khub bhalo hobe....karon gold will always be in demand. era prithibi te joto emon company aache gold related business tate invest korbe.

Minimum Investment amount holo :Rs 5000 Last Date of NFO : May 14th 2008 Ekta unit Rs: 10 kore hobe Ete systematic investment o korte paro ... mane ekbare Rs 5000 na diye per month Rs 1000 kore jomate paro.

SUNDARAM BNP PARIBAS Launches two new thematic fun Sundaram BNP Paribas MF has launched two new thematic funds.Financial Services Opportunities Fund and Entertainment Opportunities Fund.These would be open for subscription from 17th and 24th April respectively.
Min. Investment Amount: Rs5000 Plan: Growth and Dividend Systematic Investment Plan Available: Rs 1000 per month Reliance Mutual Fund launches SIP Insurance. Minimum monthly investment though SIP : Rs 2000/per month in selected equity based Schemes Time Period : 3-5 years Incase of unfortunate demise of the investor during the term : Remaining installments will be paid by reliance mutual fund. At the end of time period, the fund value will be paid to nominee.

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