Monday, April 7, 2008

Most effective savings...sanchay


Devlina

Sanchoy kora ta ekta swabhab aar habit er function. Hishabi hoa ta khub bhalo kintu kipte hoa ta noy. Er parthhokko ta jana aar mana ta khub dorkari.USA te Suze Orman bole ekjon bikhyato Financial Planner acchen. Onar koy ekta boi aar TV show achhe. Khub popular aar sensible.Prothome, onar boktobyo, define what money means to you.Do you work for money, or do you make money work for you.Tahole, prothom priority holo, jibon e ki dorkar aar sanchoy kore sei taka gulo diye ki dorkari situation e lagabe , sheyta janle, shonchoy korar incentive aar encouragement thake.Jemon, keu bhabe Bari toiree kore aasthana banabo, ba keu bhabe chhele meyeder porashona korabo, be keu bhabe business khulbo, Restaurant khulbo, hotel banabo, catering korbo , ba desh bidesh bhromon korbo, notun computer kinbo etc etc. Kotoi na plan!
Tobe most effective savings korte gele dekhte hoy kon jinish e shob cheye beshi laabh aar 'profit' hoy.Jara career e ba job koro, shob cheye best holo Pension plan ba retirement plan e taka joma deoa, jemon 401K ba employer benefit plan. Kichhu khetre aboshyo, e rokom plan e jocchuri o hoy. Satarko thakte hoy. Barey barey plan gulo ke review korte hoy.Second aar probably most return hoy 'real estate' ba 'jomi joma'r area te. India te land law ekhono besh kothin, kintu je je state e jobordokhol er bhoy kom, aar bideshe, e poth ta dekha uchit.Anek seminar ityadi thake. 1930 te aamar Khuri Shashuri (shoshur Baba'r ma) tokhon 36 bochhor e bidhoba holen 6 santan niye. Kichhu taka hatey aar taka dhar korey ekta bari toiree korlen. Dhakae bari chhilo, kintu Kolkatae porashona bhalo aar jomijoma'r mulyo beshi bujhlen. Tai Southern Avenue'r kachhe developing Dhakuriya Lakes er kacche jomi kine bari tul'len. Tokhon okhane shob jongol aar dakati'r bhoy. Onar kono formal schooling chhilo na, tobe khub budhhimoti chhilen.Shey barir mulyo ekhon bhaba jaay na.e rokom golpo anek er baritei shona jaay, karon aamader Thakuma Didima ra aneke amader cheye dher beshi mukto prokarer chhilen. Jomi sampatti onara besh bhalo bhabei bujhten jodio onader anturpurer nirbashon chhilo.Finally, Stock Market e o profit aar long term savings hoy. USA te anek mohila ra 'Stock Market' club koren. Weekly ba monthly meeting e discussion koren, je kon stock er ki halot. Konta buy, konta sell. Sadharon to alpo taka diye i start hoy. Meye manusher intuition stock market e darun bhalo result kore!!

2 comments:

moumitachowdhury said...

DD ei lekhata theke anek information pelam...amra jara notun family life e probesh korechi,tader jonne khub mulyoban lekha.

Anonymous said...

stock markets e investment niye lekha ta porlam.kintu stock trading tader jonnoi past time hote pare jader onek taka.ar olpo taka niye stock market e neme kono labh nei.jodi punji olpo hoi tahole stock market e direct investment korar theke better kono bhalo mutual fund e invest kora.o bochor 2 ek er jonno dhore rakha.